聊城金融监管分局做好“三秋”保险工作

Core Viewpoint - The article emphasizes the proactive measures taken by the financial regulatory bureau in Liaocheng to ensure effective agricultural insurance coverage and disaster response during the autumn harvest season, particularly for corn crops affected by adverse weather conditions [1][7]. Group 1: Pre-Disaster Preparedness - The Liaocheng financial regulatory bureau issued a notification to enhance disaster response and insurance claims services ahead of the flood season, establishing a duty roster for key personnel [2]. - Insurance companies were urged to shift their focus to pre-disaster risk prevention, with local agencies implementing a real-time weather warning system for insured farmers [2][3]. - A collaborative information-sharing mechanism was established among meteorological, agricultural, and insurance sectors to provide accurate weather alerts to farmers [2]. Group 2: Disaster Response and Recovery - Insurance companies utilized technology to improve assessment efficiency, employing drones for damage evaluation and implementing an integrated inspection model [3]. - Emergency response teams were formed by various insurance providers to assist in the rapid collection of damaged crops, with specific groups assigned to different towns to ensure comprehensive coverage [4]. - A full-process risk reduction insurance service mechanism was established, with dedicated teams deployed to assist farmers in urgent recovery efforts [4]. Group 3: Claims Processing and Financial Support - Insurance institutions adopted a principle of "proactive, rapid, accurate, and reasonable" claims processing, opening green channels for quick compensation [6]. - By October 9, the insurance companies in Guancheng had received 694 claims, with an expected compensation amount of 15 million yuan for corn insurance [6]. - As of October 15, the total area of corn affected reached 1.222 million acres, with an estimated compensation amount of 155 million yuan, demonstrating the effectiveness of the insurance response [7].