个人养老金大消息！产品名录，再扩容

Core Insights - The personal pension fund directory has expanded to 302 products as of September 30, 2025, with 8 new products added in Q3 2023, including 5 enhanced index funds, 2 fund of funds (FOF), and 1 ETF linked fund [1][2] Fund Expansion - The newly added products include: - Guotai Haitong CSI 500 Index Enhanced Securities Investment Fund - Tianhong CSI 500 Index Enhanced Securities Investment Fund - CMB CSI 300 Index Enhanced Securities Investment Fund - Baodao CSI 500 Index Enhanced Securities Investment Fund - Huaxia ChiNext ETF Linked Fund - Hongli CSI 300 Index Enhanced Securities Investment Fund - Anxin Balanced Pension Target Three-Year Holding Period Mixed Fund of Funds - Southern Happy Pension Target Date 2045 Three-Year Holding Period Mixed Fund of Funds [2][3] Product Characteristics - The expansion emphasizes stable, long-term, and suitable products for retirement planning, particularly highlighting quantitative enhancement products related to the CSI 500 and CSI 300 indices [1][3] Sales Institutions - The number of sales institutions for personal pension funds remains unchanged at 52, comprising 25 securities companies, 19 commercial banks, and 8 independent fund sales institutions [4] Performance and Growth - Personal pension funds have shown significant performance recovery in 2023, with an average net value increase of 15.13% year-to-date, and only one fund reporting a negative return [5] - The top-performing fund, Tianhong CSI Science and Technology Innovation 50 ETF Linked Y, achieved a year-to-date performance of 46.37% [5] Fund Size Growth - As of the end of Q2 2023, the total scale of personal pension funds reached 12.405 billion yuan, reflecting a 10.27% increase in quantity and a 35.7% increase in scale compared to the end of the previous year [6] - The first batch of personal pension index funds has surpassed 1.5 billion yuan in total scale within just over six months, marking a nearly fourfold increase since the end of last year [6]