尚福林：针对大规模技术应用，需预先设计好容错试错机制

Core Viewpoint - The rapid application of financial technology is reshaping the financial landscape, presenting both opportunities for innovation and risks that require careful management [1][3][5] Group 1: Financial Technology Trends - The integration of finance and technology is accelerating, leading to a more digital, intelligent, and scenario-based financial industry [3][4] - Financial activities are becoming more diverse, with blurred boundaries between financial services, products, and institutions [3][4] Group 2: Challenges and Regulatory Considerations - The widespread use of technology in finance enhances efficiency and service quality but also introduces new challenges [5] - It is essential to apply equal regulation across similar financial activities and ensure all financial activities are subject to oversight [5] - A customer-centric approach is necessary to meet the evolving needs of society and the economy [5]