Group 1: Monetary Policy and Financial Regulation - The People's Bank of China emphasizes the dual function of monetary policy, focusing on both total and structural adjustments to address the structural challenges in the economy [1] - The design of structural monetary policy tools aims to create an incentive-compatible mechanism, linking the central bank's base currency issuance to commercial banks' lending to specific sectors [1] - The application of artificial intelligence in finance is expected to have significant and fundamental impacts, enhancing financial services and operational efficiency while ensuring risk management [2] Group 2: Financial Supply and Demand - AI technology is projected to drastically reduce the costs of financial product development and production, making it economically feasible to cater to previously neglected niche demands, thus generating a "long tail effect" [2] - Financial regulation encourages institutions to leverage the latest technologies to optimize services, reduce operational costs, and improve management efficiency while maintaining a balance between safety and efficiency [2] Group 3: Macro Policy and Economic Challenges - The rising global public debt and increasing leverage levels pose challenges, necessitating the use of macro policy space to enhance effective borrowing and investment in data-driven infrastructure [2][3] - China is advised to optimize its debt structure and implement comprehensive debt solutions while maintaining a sustainable government debt ratio aligned with economic resilience [3] - In the face of global protectionism and fragmented supply chains, China is adopting a more open approach to globalization and is actively constructing a new development pattern that balances safety and efficiency [3]
全球财富管理论坛·2025上海苏河湾大会举行 专家建言“世界变革下的未来之路”
Jing Ji Guan Cha Wang·2025-10-19 02:59