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HELOC rates today, October 18, 2025: Rates remain well below 8%
Yahoo Financeยท2025-10-18 10:00

The average HELOC rate is 7.75%, according to the analytics company Curinos. Interest rates on home equity lines of credit have decreased gradually this year, staying below 8% since early August. HELOC rates: Saturday, October 18, 2025 According to Curinos data, the average weekly HELOC rate is 7.75%. The highest HELOC rate in 2025 occurred in January, and the current rate has fallen by 31 basis points since then. This rate is based on applicants with a minimum credit score of 780 and a maximum combined ...