Zheng Quan Ri Bao Zhi Sheng·2025-10-19 15:13Core Viewpoint - The Agricultural Bank of China Fujian Branch is actively addressing the financial service gaps in rural areas by establishing a new inclusive financial system to support rural revitalization and enhance economic vitality [1][7]. Group 1: Financial Service Innovations - The bank has introduced the "Huinong e-loan" product, allowing farmers to apply for loans conveniently via mobile phones, significantly improving access to credit for smallholders and micro-enterprises [2][3]. - The establishment of "Huinong Service Flagship Stores" aims to provide comprehensive financial services in rural areas, enhancing the efficiency and quality of financial support [3][6]. Group 2: Impact on Local Economies - In Tangyang Village, the tea industry has flourished due to the bank's support, with annual sales reaching over 3 million yuan and benefiting more than 100 local farmers [2][3]. - The flagship stores have facilitated the expansion of the tea production chain, leading to a projected tea output value of 110 million yuan in 2024 [3]. Group 3: Tailored Financial Solutions - The bank has developed specific financial products like "Facility Loans" for fishermen, addressing their unique operational needs and enabling quicker loan processing times [9]. - The establishment of a "Sea Bank" on fishing rafts has brought financial services directly to fishermen, significantly improving their access to credit and financial advice [8][9]. Group 4: Expansion of Services - As of September 2023, the bank has established 88 "Huinong Service Flagship Stores" and facilitated loans totaling 5.7 billion yuan for rural households [7]. - The bank's initiatives are designed to extend financial services deeper into rural areas, ensuring that financial support is accessible and responsive to local needs [6][7].