浙江建德农商银行：助力寿昌丝瓜藤结出“共富瓜”

Core Insights - The transformation of the humble "silk gourd" into a significant agricultural industry in Shouchang Town, Hangzhou, is highlighted, showcasing the impact of financial support from local banks [1][2] - The establishment of a modern silk gourd industry cluster in Dazhangbian Village aims to expand cultivation to over 1,000 acres, positioning it as a leading production area in the region [1][4] Financial Support and Growth - The introduction of small loans by Jian De Rural Commercial Bank has enabled farmers like Mr. Huang to expand their operations significantly, increasing their planting area and doubling their production [2][3] - The bank's proactive approach in simplifying loan processes has encouraged more villagers to participate in silk gourd cultivation, leading to a substantial increase in planting area from 100 acres to over 500 acres [2][3] Sales and Market Expansion - To address the issue of unsold produce during harvest seasons, Jian De Rural Commercial Bank has implemented a "Entrepreneur Loan + Resource Matching" service, helping local entrepreneurs expand their sales channels beyond the local market [3][5] - The bank has provided significant funding, with a total of 18 million yuan in working capital loans issued since 2024, supporting local sales enterprises in the silk gourd supply chain [3][5] Value Addition and Processing - The focus is shifting towards enhancing the value of silk gourd products by extending the industry from production and sales to processing, which is essential for sustainable growth and long-term income for villagers [4][5] - The introduction of credit products like "Common Prosperity Agricultural Security Loan" aims to support processing enterprises, enabling them to invest in modern equipment and improve product standards [5][6] Economic Impact - The current economic output of Dazhangbian Village from silk gourd cultivation has exceeded 11 million yuan, contributing to the formation of a vegetable planting industry belt in the region [6] - Jian De Rural Commercial Bank plays a crucial role as a stabilizing and accelerating force in the upgrade of the silk gourd industry in Shouchang Town, ensuring financial support for ongoing development [6]