富国智悦稳健FOF今日首发 以多元资产配置把握投资机遇

Core Viewpoint - Investors are facing challenges in asset allocation due to low returns in the bond market, high volatility in the stock market, and difficulties in timing investments in commodities like gold. In this context, a bond-based mixed-asset FOF (Fund of Funds) is gaining popularity for its better risk-return profile [1] Group 1: Product Launch - The FOF product, 富国智悦稳健90天持有期混合 (A类: 025509, C类: 025510), is officially launched to meet investor needs, managed by Zhang Ziyan, focusing on quality pure bond funds and diversified asset allocation to enhance returns while controlling risk [1][5] Group 2: Bond Investment Strategy - 富国智悦稳健 primarily invests in short to medium duration, medium to high credit quality bonds, aiming to secure bond coupon income while minimizing reliance on capital gains [2] - Zhang Ziyan employs a systematic methodology for selecting underlying bond funds, focusing on key indicators such as management team, product scale, fee structure, and liquidity, which directly impact long-term performance [2] - Emphasis is placed on controlling volatility and drawdown, as significant fluctuations in pure bond funds can be challenging to recover from in the short term [2] Group 3: Multi-Asset Strategy for Yield Enhancement - The fund captures diverse market opportunities through allocations in equities, commodities, and cross-border assets, adhering to a "core-satellite" strategy for fund selection [3] - In equity fund selection, a "high win rate" standard is applied, ensuring selected funds can generate stable excess returns while tracking equity indices [3] - The fund can allocate up to 10% in commodity funds and 20% in cross-border assets, with a focus on gold as a long-term investment due to potential economic conditions supporting its price [3] Group 4: Professional Management and Research Support - Zhang Ziyan has extensive experience in the FOF sector, with a proven track record of outperforming benchmarks, particularly during market downturns [4] - The macroeconomic environment is conducive to multi-asset allocation, with supportive fiscal and monetary policies fostering a relatively loose liquidity environment [4] - 富国基金, as a well-established public fund company, provides comprehensive research support across active equity, fixed income, and quantitative investment areas to enhance FOF operations [4]