央行上海总部:前三季度上海本外币贷款余额12.89万亿元,同比增长7.1%
Guo Ji Jin Rong Bao·2025-10-20 11:57

Group 1: Loan Data - As of the end of September, the total balance of domestic and foreign currency loans in Shanghai reached 12.89 trillion yuan, a year-on-year increase of 7.1%, remaining stable compared to the previous month [1] - The balance of RMB loans was 12.3 trillion yuan, with a year-on-year growth of 7%, a decrease of 0.3 percentage points from the previous month [1] - The balance of foreign currency loans was 84 billion USD, showing a year-on-year increase of 8.3%, which is an increase of 4.8 percentage points compared to the previous month [1] Group 2: Loan Breakdown - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is 302 billion yuan less than the same period last year [1] - Household loans increased by 260.7 billion yuan, with short-term loans rising by 4.9 billion yuan and medium to long-term loans increasing by 255.8 billion yuan [1] - Corporate loans increased by 273.1 billion yuan, with short-term loans rising by 151 billion yuan and medium to long-term loans increasing by 190.6 billion yuan [1] Group 3: Deposit Data - As of the end of September, the total balance of domestic and foreign currency deposits in Shanghai was 23.84 trillion yuan, a year-on-year increase of 8.4%, with a decrease of 0.2 percentage points from the previous month [2] - The balance of RMB deposits was 22.54 trillion yuan, with a year-on-year growth of 8.2%, a decrease of 0.5 percentage points from the previous month [2] - The balance of foreign currency deposits was 182.3 billion USD, showing a year-on-year increase of 11%, which is an increase of 4 percentage points compared to the previous month [2] Group 4: Personal and Corporate Deposits - In the first three quarters, personal RMB deposits saw an increase in time deposits and large-denomination certificates of deposit by 288.8 billion yuan and 48.7 billion yuan, respectively, with both showing a year-on-year decrease [3] - Non-financial enterprises' RMB deposits increased in notice deposits, large-denomination certificates of deposit, and structured deposits by 143.7 billion yuan, 131.2 billion yuan, and 78.5 billion yuan, respectively, with significant year-on-year increases [3] - Time deposits and margin deposits for non-financial enterprises increased by 38.1 billion yuan and 13.6 billion yuan, respectively, but both showed year-on-year decreases [3]