美联储将举办“支付创新大会” 华尔街与加密巨头齐聚一堂共议数字货币前景

Core Insights - The Federal Reserve will hold a "Payment Innovation Conference" on October 21 to discuss how innovative technologies are reshaping payment systems and the forms of currency in the digital age [1][2] - Key topics will include the accelerated integration of traditional finance (TradFi) and decentralized finance (DeFi), with a focus on the application of stablecoins in payments, new business models, and the tokenization of financial assets [1][2] Group 1 - Confirmed speakers include prominent figures such as Cathie Wood from Ark Invest, Rob Goldstein from BlackRock, Heath Tarbert from Circle, Alesia Haas from Coinbase, Tim Spence from Fifth Third Bank, and Federal Reserve Governor Waller [1] - Waller is expected to emphasize that payment innovation should continue to be led by the private sector, asserting that competition, rather than regulation, is the key driver for making payment systems safer and more efficient [1][2] Group 2 - The conference will serve as a platform to observe whether the FedNow instant payment system, launched in 2023, will extend its applications to programmable currencies and tokenized environments [2] - The meeting will also address the regulatory pressures surrounding stablecoins, tokenized deposits, and digital dollar experiments, with market participants keenly watching for any policy direction signals [2] Group 3 - Industry innovators will discuss balancing technological breakthroughs with system stability, with Wood likely to highlight the long-term role of crypto assets in enhancing global financial efficiency [2] - Goldstein may focus on the impact of institutional-level asset tokenization on portfolio management, while Tarbert's participation underscores Circle's rising influence in the global payment landscape [2] - Coinbase is expected to address the balance between compliance and innovation, and Spence will discuss responses to the digitalization wave and real-time payment demands [2]