MarketBeat·2025-10-20 19:19Core Viewpoint - Concerns over loose lending practices have caused market anxiety, but this does not indicate an imminent crisis in the regional banking sector, as the issues are primarily linked to Zions Bancorp, which has already accounted for its $60 million provision and $50 million write-down [1] Group 1: Zions Bancorp - Zions Bancorporation's stock forecast shows a 12-month price target of $61.33, indicating a 19.73% upside from the current price of $51.23 [3] - The stock experienced a 13% price correction, making high-yielding bank stocks attractive [3] - The company's balance sheet can absorb the write-down, maintaining a healthy capital position with a payout ratio below 35% and a projected distribution CAGR of 5% by 2025 [4] Group 2: Fifth Third Bancorp - Fifth Third Bancorp reported strong Q3 earnings with nearly 8% revenue growth, outperforming expectations [9] - The stock has a 12-month price forecast of $50.45, suggesting a 21.85% upside from the current price of $41.40 [9] - The company is focused on portfolio quality and expense discipline, with a distribution yield of nearly 4% and a payout ratio under 45% [10] Group 3: U.S. Bancorp - U.S. Bancorp's stock forecast indicates a 12-month price target of $54.48, representing a 16.22% upside from the current price of $46.87 [13] - The company reported nearly 7% revenue growth and an 8% growth in earnings, with strong fee income expected to continue [14] - Analyst sentiment is bullish, with 63% of ratings being Buy or higher, indicating a positive outlook for the stock [15]