Investar (US:ISTR) Financial Modeling Prepยท2025-10-20 23:00Core Insights - Investar Holding Corporation (NASDAQ: ISTR) reported strong earnings for the third quarter of 2025, with revenue of approximately $37.1 million, significantly exceeding the estimated $29.6 million [1][6] - The company's earnings per share (EPS) for the quarter was $0.54, surpassing the Zacks Consensus Estimate of $0.48 and showing improvement from $0.45 in the same quarter last year [2][6] - ISTR's net income for the third quarter was $5.7 million, an increase from $4.5 million in the previous quarter, indicating robust financial performance [2] Financial Ratios - The price-to-earnings (P/E) ratio stands at approximately 10.02, suggesting that investors are willing to pay $10.02 for every dollar of earnings [3][6] - The price-to-sales ratio is about 1.44, reflecting the amount investors are willing to pay per dollar of sales [3] - The enterprise value to sales ratio is around 1.78, and the enterprise value to operating cash flow ratio is approximately 21.21, providing insights into the company's valuation relative to its sales and cash flow generation [4] Debt and Liquidity - The debt-to-equity ratio is 0.42, indicating a moderate level of debt used to finance the company's assets relative to shareholders' equity [5][6] - A current ratio of 0.17 may suggest potential liquidity challenges in meeting short-term obligations, although the company has demonstrated strong earnings and revenue growth [5]