“十四五”保险业实现规模质量双提升

Core Insights - The insurance industry in China has shown significant growth during the "14th Five-Year Plan" period, with total insurance premium income reaching 5.70 trillion yuan in 2024, a 26% increase from 2020 [1][2] - The total assets of the insurance industry surpassed 40 trillion yuan by August 2025, marking a 72% increase from the end of 2020 [1] - The industry has enhanced its risk management capabilities, with the comprehensive solvency adequacy ratio reaching 204.5% and the core solvency adequacy ratio at 147.8% by mid-2025 [2] Group 1: Industry Growth and Development - The insurance sector has expanded its coverage and improved service quality, addressing diverse insurance needs across different demographics [3] - The industry has provided risk protection of 4.4 trillion USD in export credit insurance, a 52% increase compared to the "13th Five-Year Plan" period [3] - Insurance funds invested in stocks and equity funds exceeded 5.4 trillion yuan, an 85% increase from the end of the "13th Five-Year Plan" [4] Group 2: Strategic Focus and Future Outlook - The insurance industry is focusing on enhancing its service capabilities and expanding its coverage to play a more critical role in stabilizing growth and protecting livelihoods [1][5] - The industry is expected to continue its transformation, shifting from scale expansion to value creation, while supporting national strategic projects and infrastructure development [5] - Insurance companies are actively participating in reforms to address deep-seated issues in the industry, thereby fostering new growth momentum [2][3]