Preferred Bank (PFBC) Beats Q3 Earnings and Revenue Estimates

Core Insights - Preferred Bank (PFBC) reported quarterly earnings of $2.84 per share, exceeding the Zacks Consensus Estimate of $2.57 per share, and showing an increase from $2.46 per share a year ago, resulting in an earnings surprise of +10.51% [1] - The bank's revenues for the quarter ended September 2025 were $74.98 million, surpassing the Zacks Consensus Estimate by 3.70% and up from $72.31 million year-over-year [2] - Preferred Bank has outperformed consensus revenue estimates three times in the last four quarters [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.48 on revenues of $71.75 million, while for the current fiscal year, the estimate is $9.81 on revenues of $281.15 million [7] - The trend of estimate revisions for Preferred Bank was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Market Performance - Preferred Bank shares have declined approximately 1.2% since the beginning of the year, contrasting with the S&P 500's gain of 13.3% [3] - The outlook for the industry, particularly the Banks - West sector, is currently in the bottom 35% of Zacks industries, which may negatively impact the stock's performance [8]