Home Bancorp (HBCP) Q3 Earnings and Revenues Surpass Estimates

Core Insights - Home Bancorp (HBCP) reported quarterly earnings of $1.59 per share, exceeding the Zacks Consensus Estimate of $1.37 per share, and up from $1.18 per share a year ago, representing an earnings surprise of +16.06% [1][2] - The company achieved revenues of $37.84 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.73% and increasing from $34.07 million year-over-year [2] - Home Bancorp has consistently outperformed consensus EPS and revenue estimates over the last four quarters [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.34 on revenues of $37.3 million, and for the current fiscal year, it is $5.54 on revenues of $147.3 million [7] - The estimate revisions trend for Home Bancorp was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which Home Bancorp belongs, is currently ranked in the top 31% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]