Wintrust Financial (WTFC) Surpasses Q3 Earnings and Revenue Estimates

Core Insights - Wintrust Financial (WTFC) reported quarterly earnings of $3.06 per share, exceeding the Zacks Consensus Estimate of $2.63 per share, and up from $2.47 per share a year ago, representing an earnings surprise of +16.35% [1] - The company achieved revenues of $697.84 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.41% and increasing from $615.73 million year-over-year [2] - Wintrust has consistently surpassed consensus EPS estimates over the last four quarters, achieving this four times [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.82 on revenues of $689.33 million, while for the current fiscal year, the estimate is $11.03 on revenues of $2.68 billion [7] - The company's earnings outlook is crucial for understanding future stock performance, especially in light of recent earnings report results [4] Market Performance - Wintrust shares have declined approximately 1.6% since the beginning of the year, contrasting with the S&P 500's gain of 13.3% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating expectations of underperformance in the near future [6] Industry Context - The Banks - Midwest industry, to which Wintrust belongs, is currently ranked in the top 32% of over 250 Zacks industries, suggesting a favorable industry outlook [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]