W. R. Berkley(US:WRB) ZACKSยท2025-10-21 00:01Core Insights - W.R. Berkley reported revenue of $3.69 billion for Q3 2025, an increase of 8.2% year-over-year, with EPS at $1.10 compared to $0.93 in the same quarter last year, exceeding Zacks Consensus Estimates for both revenue and EPS [1] Financial Performance - Revenue of $3.69 billion surpassed the Zacks Consensus Estimate of $3.67 billion, resulting in a surprise of +0.42% [1] - EPS of $1.10 exceeded the consensus estimate of $1.07, delivering a surprise of +2.8% [1] - Net premiums earned in insurance reached $2.77 billion, matching analyst estimates and reflecting an 8.1% increase year-over-year [4] - Revenues from non-insurance businesses were $150.34 million, exceeding the average estimate of $131.4 million, marking a year-over-year change of +16.9% [4] - Net investment income was reported at $351.24 million, slightly below the average estimate of $365.91 million, but still showing an 8.5% year-over-year increase [4] Key Ratios - Loss ratio totaled 62.4%, slightly better than the average estimate of 62.5% [4] - Expense ratio was 28.5%, compared to the average estimate of 28.7% [4] - Combined ratio stood at 90.9%, outperforming the average estimate of 91.2% [4] - Loss ratio for Reinsurance & Monoline Excess was 51.3%, significantly better than the average estimate of 60.2% [4] Investment Performance - Shares of W.R. Berkley returned +0.9% over the past month, compared to the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]