Group 1 - The Loan Prime Rate (LPR) for 1-year remains at 3.0% and for 5-year and above at 3.5%, unchanged for five consecutive months [1] - The average interest rate for new corporate loans in September was approximately 3.1%, down about 40 basis points year-on-year, while the average rate for new personal housing loans was also around 3.1%, down about 25 basis points year-on-year [1] - Experts believe that the current low levels of both corporate and personal loan rates indicate that guiding a decrease in LPR is not an urgent matter [1] Group 2 - Economic indicators such as consumption, investment, and industrial production have shown a downward trend due to multiple factors including extreme weather and adjustments in the real estate market [2] - The stability of the LPR is attributed to the overall monetary policy being in an observation phase since the third quarter, following earlier fiscal policy support and interest rate cuts [2] - Future monetary policy is expected to maintain a moderately accommodative stance, with continued adjustments to short- and medium-term market liquidity to support government bond issuance and increased credit supply [2]
如何理解 10月份LPR“按兵不动”
Jin Rong Shi Bao·2025-10-21 01:07