Xin Lang Cai Jing·2025-10-21 03:17Core Insights - Postal Savings Bank of China (PSBC) experienced a decline of 0.70% in stock price on October 20, with a trading volume of 1.04 billion yuan [1] - The bank's financing activities showed a net buy of -34.86 million yuan, indicating a higher level of financing repayment compared to new purchases [1] - As of October 20, the total margin balance for PSBC was 855 million yuan, with a financing balance of 849 million yuan, representing only 0.22% of the circulating market value, which is below the 20th percentile of the past year [1] Financing and Margin Trading - On October 20, PSBC had a financing buy of 113 million yuan and a repayment of 147 million yuan, leading to a net financing outflow [1] - The bank's margin trading showed a high level of short selling, with 139,900 shares sold and a remaining short balance of 613,040 yuan, which is above the 80th percentile of the past year [1] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides a range of banking and financial services in China [2] - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - As of June 30, 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [2] Shareholder and Dividend Information - Since its A-share listing, PSBC has distributed a total of 137.80 billion yuan in dividends, with 77.40 billion yuan in the last three years [3] - As of June 30, 2025, the top ten shareholders included Hong Kong Central Clearing Limited, which increased its holdings by 60.83 million shares [3] - Other significant shareholders include various ETFs, which have also increased their holdings in PSBC [3]