穆迪：美股走势逆转或导致高收入群体缩减开支，为经济前景带来挑战

Core Viewpoint - Moody's Chief Economist Mark Zandi expresses optimism about the U.S. banking system but remains cautious regarding financial markets, indicating that current valuations are high and market sentiment is somewhat overheated, nearing bubble territory [1] Group 1: Economic Outlook - The highest 10% of income earners in the U.S. contribute approximately half of the national consumer spending, which supports economic growth despite inflation and tariffs [1] - The correlation between consumer spending capacity and capital market performance is highlighted, especially amid recent market volatility [1] Group 2: Market Risks - A potential reversal in the stock market could lead to a rapid reduction in spending by high-income households, posing challenges to the economic outlook [1]