Qi Lu Wan Bao·2025-10-21 07:19Core Insights - The core viewpoint of the articles highlights the proactive measures taken by China CITIC Bank Jinan Branch to support inclusive finance, particularly focusing on small and micro enterprises and individual businesses, by creating a scenario-based service system centered around the "Inclusive Finance Map" [1][2] Group 1: Financial Support Initiatives - The bank has developed a comprehensive service capability by deepening supply chain ecosystems, strengthening technology innovation finance ecosystems, and expanding cooperation models with government and guarantee institutions [1] - Specific financial support is provided to key industries such as healthcare, education, and telecommunications, offering full-scale financing and settlement services to small and micro enterprises [1] - The bank has implemented a "five strategies in one" operational strategy for small and medium-sized industrial clusters, continuously expanding its service coverage [1] Group 2: Policy and Efficiency Improvements - The bank has optimized approval processes and improved efficiency to alleviate the slow financing issues faced by small and micro enterprises [1] - A differentiated interest rate pricing policy has been established based on customer qualifications and operational conditions, effectively reducing financing costs for small and micro enterprises [1] Group 3: Performance Outcomes - As of September 2025, the number of inclusive loan clients at the bank increased by 14% compared to the beginning of the year, with a notable rise in technology-oriented small and micro enterprises [2] - The cumulative issuance of inclusive corporate loans reached 5.65 billion yuan, providing substantial financial support for the development of small and micro enterprises [2] - The bank aims to create a new model of inclusive finance development with regional characteristics, continuously empowering small and micro enterprises and accelerating the development of regional inclusive finance [2]