成都住房公积金贷款提速

Core Insights - Chengdu Housing Provident Fund Center has significantly optimized its loan approval and disbursement process, reducing the time from application to disbursement to as little as 9 working days [1][2] - The new system integrates data sharing and automation, allowing for a more efficient and user-friendly experience for loan applicants [1] Group 1: Process Optimization - The approval time has been compressed from 4 days to under 1 day, and the overall loan application to disbursement time has been reduced from 20 working days to 9 [1] - For pre-registered new homes, the fastest disbursement can occur within 2 working days [1] Group 2: Data Integration - The Chengdu Housing Provident Fund Center has enhanced data interconnectivity with housing and banking departments, reducing the number of required documents for loan applications by 10 [1] - This shift allows for a "data runs" approach, minimizing the need for applicants to physically submit documents [1] Group 3: Intelligent Approval - The system employs automated approval processes, transitioning from manual to system-based approvals, which further accelerates the loan disbursement timeline [2] - The intelligent approval system utilizes data sharing and credit assessments to enable rapid decision-making, achieving "instant review and approval" [1][2]