Core Insights - The article highlights the successful implementation of a housing provident fund system for flexible employment workers in Dezhou, allowing them to access loans and improve their housing situation [1][2][3] Group 1: Policy Implementation - Dezhou has expanded the coverage of the housing provident fund to include flexible employment workers, enabling them to contribute and qualify for loans after six months of continuous contributions [2][3] - The initiative has led to a significant increase in the number of contributors, with 21,600 new flexible employment contributors in the first eight months of the year, accounting for 43.1% of all new contributors [3] Group 2: Financial Benefits - Flexible employment workers can now access lower interest rates on housing loans, with the current provident fund loan rate at 2.6%, compared to a commercial loan rate of 3.2%, resulting in potential savings of 70,000 yuan in interest over 30 years for a typical loan [2] - The total amount of provident fund loans issued to flexible employment workers reached 282 million yuan, supporting the purchase of 84,800 square meters of housing [3] Group 3: User Experience - Users like Zhang Mingwei and Li Li have expressed satisfaction with the new system, highlighting the ease of making contributions and the flexibility to adjust payment amounts based on income fluctuations [2] - The ability to withdraw funds for rent payments has also been introduced, with 2,202 withdrawals totaling approximately 1.1 million yuan made by flexible employment workers for rental purposes [3]
今年前8个月,德州发放灵活就业人员公积金贷款701笔2.82亿元
Da Zhong Ri Bao·2025-10-21 07:46