Core Insights - Zions Bancorporation reported earnings per share (EPS) of $1.48 for Q3 2025, exceeding the estimated $1.40, indicating strong financial performance [1][6] - The company's revenue for Q3 2025 was $861 million, surpassing the estimated $842.3 million, driven by a 14% growth in pre-provision net revenue year-over-year [2][6] - Net earnings for Q3 2025 were $221 million, reflecting an increase from $204 million in Q3 2024 but a decrease from $243 million in Q2 2025, showing fluctuations in quarterly performance [3][6] Financial Metrics - Zions Bancorporation has a price-to-earnings (P/E) ratio of approximately 9.06, a price-to-sales ratio of about 1.54, and an enterprise value to sales ratio of around 2.45, indicating its market valuation relative to earnings and sales [4] - The company’s debt-to-equity ratio is about 1.07, and its current ratio is approximately 0.15, reflecting its financial leverage and ability to cover short-term liabilities [5] - Despite a 3% annualized contraction in loans, Zions' earnings yield stands at 11.04%, highlighting its potential return on investment based on earnings [5]
Zions Bancorporation, N.A. (NASDAQ: ZION) Surpasses Earnings Expectations