Capital City Bank (CCBG) Beats Q3 Earnings and Revenue Estimates

Core Insights - Capital City Bank (CCBG) reported quarterly earnings of $0.93 per share, exceeding the Zacks Consensus Estimate of $0.87 per share, and showing an increase from $0.78 per share a year ago, resulting in an earnings surprise of +6.90% [1] - The bank's revenues for the quarter ended September 2025 were $65.89 million, surpassing the Zacks Consensus Estimate by 4.09%, and up from $59.72 million year-over-year [2] - The stock has gained approximately 11.8% since the beginning of the year, compared to the S&P 500's gain of 14.5% [3] Earnings Outlook - The earnings outlook for Capital City Bank is mixed, with the current consensus EPS estimate for the upcoming quarter at $0.82 on revenues of $62.7 million, and for the current fiscal year at $3.43 on revenues of $250.6 million [7] - The company has consistently surpassed consensus EPS estimates over the last four quarters [2] Industry Context - The Zacks Industry Rank for Banks - Southeast is currently in the top 27% of over 250 Zacks industries, indicating a favorable outlook for the sector [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Capital City Bank's stock performance [5][6]