Pathward Financial (CASH) Q4 Earnings Beat Estimates

Core Insights - Pathward Financial (CASH) reported quarterly earnings of $1.69 per share, exceeding the Zacks Consensus Estimate of $1.39 per share, and up from $1.35 per share a year ago, representing an earnings surprise of +21.58% [1] - The company posted revenues of $186.71 million for the quarter ended September 2025, which missed the Zacks Consensus Estimate by 5.22%, compared to year-ago revenues of $167.93 million [2] - Pathward has surpassed consensus EPS estimates four times over the last four quarters and topped consensus revenue estimates three times during the same period [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.55 on revenues of $193.9 million, and for the current fiscal year, it is $8.55 on revenues of $874.6 million [7] - The estimate revisions trend for Pathward was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Northeast, to which Pathward belongs, is currently in the top 27% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]