Chemung Financial (US:CHMG) ZACKS·2025-10-21 23:21Core Viewpoint - Chemung Financial reported quarterly earnings of $1.62 per share, missing the Zacks Consensus Estimate of $1.68 per share, but showing an increase from $1.19 per share a year ago, indicating a -3.57% earnings surprise [1][2] Financial Performance - The company posted revenues of $28.84 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 3.21%, compared to $24.31 million in the same quarter last year [2] - Over the last four quarters, Chemung Financial has surpassed consensus EPS estimates two times and topped consensus revenue estimates just once [2] Stock Performance - Chemung Financial shares have increased approximately 4.7% since the beginning of the year, while the S&P 500 has gained 14.5% [3] - The current Zacks Rank for Chemung Financial is 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.65 on revenues of $30 million, and for the current fiscal year, it is $5.90 on revenues of $95.7 million [7] - The trend of estimate revisions for Chemung Financial was mixed ahead of the earnings release, which could change following the recent report [6] Industry Context - The Banks - Southeast industry, to which Chemung Financial belongs, is currently in the top 27% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]