Capital One (COF) Q3 Earnings and Revenues Surpass Estimates

Core Viewpoint - Capital One reported strong quarterly earnings of $5.95 per share, significantly exceeding the Zacks Consensus Estimate of $4.2 per share, and showing an increase from $4.51 per share a year ago, indicating robust financial performance [1][2] Financial Performance - The company achieved revenues of $15.36 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.09%, and up from $10.01 billion in the same quarter last year [2] - Over the last four quarters, Capital One has consistently surpassed consensus EPS estimates, achieving this four times [2] Stock Performance - Capital One shares have increased approximately 20.5% since the beginning of the year, outperforming the S&P 500's gain of 14.5% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating expectations for continued outperformance in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $3.63 on revenues of $15.26 billion, while for the current fiscal year, the estimate is $17.26 on revenues of $52.66 billion [7] - The trend of estimate revisions for Capital One was favorable prior to the earnings release, suggesting positive future performance [6] Industry Context - The Financial - Consumer Loans industry, to which Capital One belongs, is currently ranked in the bottom 41% of over 250 Zacks industries, which may impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, highlighting the importance of monitoring these revisions [5]