FS Bancorp (FSBW) Q3 Earnings and Revenues Surpass Estimates

Core Insights - FS Bancorp (FSBW) reported quarterly earnings of $1.18 per share, exceeding the Zacks Consensus Estimate of $1.08 per share, but down from $1.29 per share a year ago, representing an earnings surprise of +9.26% [1] - The company achieved revenues of $39.28 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.97% and up from $37.21 million year-over-year [2] - FS Bancorp has outperformed consensus EPS estimates three times in the last four quarters and has also topped revenue estimates three times during the same period [2] Earnings Outlook - The sustainability of FS Bancorp's stock price movement will largely depend on management's commentary during the earnings call and future earnings expectations [3][4] - The current consensus EPS estimate for the upcoming quarter is $1.06 on revenues of $38.65 million, while for the current fiscal year, the estimate is $4.16 on revenues of $150.2 million [7] Industry Context - The Zacks Industry Rank indicates that the Banks - West industry is currently in the bottom 31% of over 250 Zacks industries, suggesting potential challenges for stocks in this sector [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors or through tools like the Zacks Rank [5][6] Competitor Insights - Bank of Marin (BMRC), another company in the same industry, is expected to report quarterly earnings of $0.42 per share, reflecting a year-over-year increase of +50%, with revenues anticipated to be $31.1 million, up 14.5% from the previous year [9][10]