Hanmi Financial (US:HAFC) ZACKS·2025-10-21 23:21Core Insights - Hanmi Financial (HAFC) reported quarterly earnings of $0.73 per share, exceeding the Zacks Consensus Estimate of $0.66 per share, and showing an increase from $0.49 per share a year ago, resulting in an earnings surprise of +10.61% [1] - The company achieved revenues of $70.96 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 4.35% and up from $58.49 million year-over-year [2] - Hanmi Financial has outperformed consensus EPS estimates three times over the last four quarters and has topped consensus revenue estimates two times in the same period [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.67 on revenues of $68.7 million, and for the current fiscal year, it is $2.40 on revenues of $264.55 million [7] - The estimate revisions trend for Hanmi Financial was favorable ahead of the earnings release, resulting in a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Market Performance - Hanmi Financial shares have increased by about 2% since the beginning of the year, while the S&P 500 has gained 14.5%, indicating underperformance relative to the broader market [3] - The outlook for the industry, specifically the Zacks Banks - West sector, is currently in the bottom 31% of over 250 Zacks industries, which may impact the stock's performance [8]