Hanmi Financial (HAFC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Hanmi Financial reported revenue of $70.96 million for Q3 2025, a year-over-year increase of 21.3% [1] - The company's EPS for the same period was $0.73, up from $0.49 a year ago, exceeding the consensus estimate of $0.66 by 10.61% [1] - The revenue surpassed the Zacks Consensus Estimate of $68 million, resulting in a surprise of 4.35% [1] Financial Performance Metrics - Efficiency Ratio stood at 52.7%, better than the average estimate of 53.5% from two analysts [4] - Net interest margin was reported at 3.2%, slightly above the average estimate of 3.1% [4] - Total noninterest income reached $9.88 million, exceeding the estimated $8.43 million [4] Stock Performance - Hanmi Financial's shares have returned -3.9% over the past month, contrasting with the Zacks S&P 500 composite's +1.2% change [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance against the broader market in the near term [3]