握紧信用“金钥匙” 解锁乡村发展新动能

Core Viewpoint - The news highlights the efforts of the People's Bank of China Jiangsu Branch in promoting rural credit systems to support agricultural development and rural revitalization, showcasing successful case studies of financial support for local agricultural cooperatives and farmers [1][2][3]. Group 1: Financial Support Initiatives - Jiangnan Rural Commercial Bank provided a loan of 1.2 million yuan to the Xin Nan Grape Cooperative, enabling improvements in greenhouse facilities and the introduction of new seedlings [1]. - The Jiangsu Branch of the People's Bank of China has implemented a rural credit system that includes a comprehensive credit evaluation mechanism, facilitating the issuance of various credit products such as "Crawfish Loans" and "Grain Loans" [3][4]. Group 2: Credit System Development - The Jiangsu Branch has led the development of a rural credit system through collaboration with government departments, focusing on credit user and village evaluations, resulting in a well-coordinated work structure across the province [2][5]. - By the end of September 2025, Jiangsu Province had awarded credit town status to 423 towns and credit village status to 8,562 villages, with credit evaluations covering over 12.5 million farmers [7]. Group 3: Technological Integration - The establishment of a rural economic entity information management system has allowed for the integration of various agricultural data, enhancing the efficiency of credit evaluations and loan approvals [3][4]. - The introduction of mobile platforms for credit services has improved access to financing for farmers, demonstrating the effective use of technology in rural financial services [4][6]. Group 4: Community Engagement and Education - The Jiangsu Branch has initiated various community engagement activities to promote credit awareness, including workshops and exhibitions, reaching over 21,700 individuals [6]. - The integration of credit evaluation into local governance has fostered a culture of trust and accountability among agricultural stakeholders [6].