Amid Tight Lending Conditions, Entrepreneurs Turn to Their Homes to Fund Small Business Ventures

Palo Alto, Oct. 22, 2025 (GLOBE NEWSWIRE) -- As small business lending continues to tighten for a record 13 consecutive quarters, entrepreneurs are increasingly turning to home equity as a source of startup funding, according to a new analysis from Point, a leading home equity investment platform. Data from the Federal Reserve’s Senior Loan Officer Opinion Survey (SLOOS) shows that bank lending standards for small firms have now been tightening longer than at any point since the Great Recession. Meanwhile, ...