HRTG vs KINS: Which Regional P&C Insurance Stock Offers Better Return?

Key Takeaways HRTG is reviving personal lines underwriting and expanding E&S operations for steady growth.KINS projects 2025 net income of $1.95 and $2.35 per share, driven by rate hikes and cost controls.HRTG's 33.4% ROE and 89% YTD share gain position it ahead of KINS in return potential.The property and casualty (P&C) insurance industry has been facing challenges due to rising catastrophic events and the Federal Reserve’s first 2025 rate cut of 25 basis points, with two more likely this year. Yet, growth ...