金价高位波动 银行上调积存金投资门槛

Group 1 - Several banks have raised the investment threshold for gold accumulation business due to significant fluctuations in precious metal prices, with thresholds now set at 1,200 yuan for certain transactions [1] - On October 21, Industrial Bank announced an increase in the minimum purchase amount for its gold accumulation business, while Ping An Bank also raised its investment threshold from 900 yuan to 1,100 yuan [1] - The adjustments in minimum investment amounts are primarily a response to the rapid increase in gold prices, serving as a risk warning to investors [1][2] Group 2 - A number of banks have issued risk warnings regarding the volatility in the precious metals market, with China Construction Bank issuing its third warning since late September [1][2] - Some banks have stopped offering personal precious metals business services, with Postal Savings Bank announcing the cessation of related services by October 31 [2] - The recent significant adjustments in international precious metal prices, including gold and silver, are attributed to various factors such as profit-taking, changes in macroeconomic policy expectations, and a shift of some investors from precious metals to the stock market [2] Group 3 - Despite the volatility, gold retains its status as a safe-haven asset, and international gold prices are expected to have some support in the near term [3] - Investors are advised to closely monitor market changes and to allocate gold and related products in their asset management strategies, avoiding impulsive trading behaviors [3]