Zheng Quan Ri Bao·2025-10-22 22:18Core Viewpoint - The article emphasizes the importance of stabilizing foreign trade in the context of a complex and uncertain global economy, highlighting the proactive role of the Bank of Communications Henan Branch in supporting foreign trade enterprises [1][2]. Group 1: Financial Support for Foreign Trade Enterprises - The Bank of Communications Henan Branch has taken responsibility for providing financial services to the real economy, focusing on foreign trade enterprises, particularly in the used car import and export sector [1]. - As of September 2025, the bank has opened foreign currency accounts for 23 key foreign trade enterprises, with a related loan balance of 36.78 million yuan, reflecting a year-on-year increase of over 600% and a 10 basis point reduction in financing costs [1]. - The bank has improved customer experience by enhancing cross-border settlement and comprehensive financial services, utilizing the "cross-border RMB settlement facilitation" pilot to help enterprises increase capital turnover efficiency [1]. Group 2: Innovation and Collaboration - The Bank of Communications Henan Branch has strengthened cooperation with government departments, establishing an information exchange mechanism to integrate key data such as customs clearance and tax refunds [2]. - The bank has innovated financial products tailored to foreign trade enterprises, relying on a customized credit assessment system to enable "instant approval" for loans [2]. - Future plans include deepening scenario-based innovative services and enhancing financial service capabilities to better support enterprises [2].