清理“睡眠账户”不应“一刀切”

Core Viewpoint - Several banks have initiated actions to manage or clean up "sleeping accounts," with some banks setting a standard of "balances below 10 yuan, with no transactions for a year and no linked services" for management [1] Group 1: Actions by Banks - Banks claim that these measures aim to prevent accounts from being exploited by criminals and to assist in combating money laundering and fraud risks [1] - The cleanup of "sleeping accounts" is also seen as beneficial for bank management and financial security [1] Group 2: Concerns and Recommendations - The approach of a blanket policy may be considered overly simplistic, as it disregards the detailed information provided by users during account opening and the agreements signed with banks [1] - It is suggested that banks should contact account holders for careful identification, cleaning up only genuine "sleeping accounts" while notifying those that are active to protect user interests [1]