呼和浩特市优化公积金提取流程

Core Viewpoint - The recent notification from Hohhot Housing Provident Fund Center aims to optimize the process for withdrawing housing provident fund to repay personal housing commercial loans, thereby alleviating the repayment pressure on contributors [1] Group 1: Policy Changes - The new policy allows contributors to withdraw their housing provident fund to repay personal housing commercial loans in a "withdraw first, repay later" manner, as opposed to the previous "repay first, withdraw later" model [1] - Contributors can apply to withdraw their housing provident fund account balance to pay off personal housing commercial loans for themselves, their spouses, children, and parents [1] - The withdrawal amount will be directly transferred to the corresponding commercial bank's loan repayment account, and the total balance of the contributors' housing provident fund accounts must not be less than the personal housing commercial loan balance [1] Group 2: Retained Services - The previous service allowing for a one-time repayment of personal housing commercial loans using the housing provident fund will continue to be available [1] - The policy optimization is based on relevant regulations such as the "Housing Provident Fund Management Regulations" and the "Inner Mongolia Autonomous Region Housing Provident Fund Withdrawal Management Measures" [1] - The initiative aims to enhance the protective role of the housing provident fund system [1]