Lloyds Banking Group(US:LYG) 智通财经网·2025-10-23 07:09Group 1 - Lloyds Banking Group has raised its full-year net interest income forecast despite expectations of a slowdown in UK economic growth and a larger-than-expected decline in Q3 profits [1] - The bank reported a Q3 net profit of £4.64 billion, a 7% year-on-year increase, while net interest income also rose by 7% to £3.45 billion [1] - However, pre-tax profit for Q3 fell by 36% to £1.17 billion, below the average analyst expectation of £1.45 billion [1] Group 2 - The bank expects full-year net interest income to reach £13.6 billion in 2025, up from a previous forecast of £13.5 billion [1] - Lloyds added £800 million in provisions for compensation related to mis-sold car loans in Q3, bringing total provisions to £1.95 billion [2] - The FCA's recent compensation plan has been viewed as exceeding banks' understanding of a key court ruling, which previously suggested that banks should only compensate for the most severe violations [2]