Core Viewpoint - Zhongyuan Bank, the largest city commercial bank in Henan Province, is actively pursuing strategic acquisitions and management changes to enhance its operational capacity and market presence [2][14]. Management Changes - On October 17, 2025, Zhongyuan Bank announced the resignation of its former president Liu Kai, effective immediately, with Zhou Feng, born in the 1970s, appointed as the new president [6][7]. - Zhou Feng has a background in financial regulation and local government, having served in various roles including Deputy Secretary-General of the Henan Provincial Government [8][9]. - The bank has undergone multiple personnel adjustments in 2025, establishing a clear management structure with a team of 14 senior executives, including four vice presidents and several assistants [10][12]. Acquisition Plans - Zhongyuan Bank plans to acquire three village banks: Puyang Zhongyuan Village Bank, Mengjin Minfeng Village Bank, and Luanchuan Minfeng Village Bank, with a total acquisition cost of approximately 780 million yuan [14][17]. - The acquisition involves purchasing shares from other stakeholders at prices of 1.33 yuan, 2.99 yuan, and 4.25 yuan per share, respectively [15][17]. - Following the acquisition, these village banks will be restructured as branches of Zhongyuan Bank, inheriting all assets, liabilities, and operational rights [17]. Financial Performance - For the first half of 2025, Zhongyuan Bank reported a revenue of 13.563 billion yuan, a year-on-year decline of 3.1%, and a net profit attributable to shareholders of 2.034 billion yuan, down 0.8% compared to the previous year [17]. - The bank's non-performing loan ratio stood at 2.01%, a slight decrease of 0.01 percentage points from the beginning of the year [17].
中原银行迎“75后”行长！拟斥资7.8亿收购三家村镇银行