TriCo (TCBK) Beats Q3 Earnings and Revenue Estimates

Core Viewpoint - TriCo (TCBK) reported quarterly earnings of $1.04 per share, exceeding the Zacks Consensus Estimate of $0.92 per share, and showing an increase from $0.88 per share a year ago, representing an earnings surprise of +13.04% [1][2] Financial Performance - The company achieved revenues of $107.56 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.59% and increasing from $99.11 million year-over-year [2] - Over the last four quarters, TriCo has consistently surpassed consensus EPS estimates four times and topped consensus revenue estimates three times [2] Stock Performance and Outlook - TriCo shares have declined approximately 2.6% year-to-date, contrasting with the S&P 500's gain of 13.9% [3] - The company's earnings outlook is crucial for assessing future stock performance, with current consensus EPS estimates at $0.92 for the upcoming quarter and $3.48 for the current fiscal year [4][7] Industry Context - The Zacks Industry Rank indicates that the Banks - West sector is in the top 37% of over 250 Zacks industries, suggesting that stocks in the top 50% outperform those in the bottom 50% by more than 2 to 1 [8] - Columbia Banking (COLB), a peer in the same industry, is expected to report quarterly earnings of $0.66 per share, reflecting a year-over-year decline of -4.4%, with revenues anticipated to be $581.6 million, up 17.2% from the previous year [9][10]