Amalgamated Financial (AMAL) Q3 Earnings and Revenues Surpass Estimates

Core Insights - Amalgamated Financial (AMAL) reported quarterly earnings of $0.91 per share, exceeding the Zacks Consensus Estimate of $0.88 per share, with a year-over-year comparison showing no change in earnings [1] - The company achieved revenues of $85.61 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.16% and showing an increase from $81.05 million a year ago [2] - The stock has underperformed, losing approximately 20.3% since the beginning of the year, while the S&P 500 has gained 13.9% [3] Earnings Performance - The earnings surprise for the recent quarter was +3.41%, while the previous quarter saw a surprise of -2.22% [1][2] - Over the last four quarters, Amalgamated Financial has surpassed consensus EPS estimates two times and topped revenue estimates once [2] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.91 on revenues of $85.1 million, and for the current fiscal year, it is $3.55 on revenues of $330.2 million [7] - The estimate revisions trend for Amalgamated Financial was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial - SBIC & Commercial Industry, to which Amalgamated Financial belongs, is currently ranked in the bottom 11% of over 250 Zacks industries, suggesting potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact investor sentiment [5]