Civista Bancshares (CIVB) Q3 Earnings and Revenues Surpass Estimates

Core Insights - Civista Bancshares (CIVB) reported quarterly earnings of $0.68 per share, exceeding the Zacks Consensus Estimate of $0.61 per share, and up from $0.53 per share a year ago, representing an earnings surprise of +11.48% [1] - The company posted revenues of $44.18 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.78%, and an increase from $38.92 million year-over-year [2] - Civista Bancshares has outperformed consensus EPS estimates three times in the last four quarters and has also topped consensus revenue estimates three times during the same period [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.66 on revenues of $43.62 million, while for the current fiscal year, the estimate is $2.66 on revenues of $169.12 million [7] - The estimate revisions trend for Civista Bancshares was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Midwest industry, to which Civista Bancshares belongs, is currently ranked in the top 26% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]