United Bankshares (UBSI) Beats Q3 Earnings and Revenue Estimates

Core Insights - United Bankshares (UBSI) reported quarterly earnings of $0.92 per share, exceeding the Zacks Consensus Estimate of $0.82 per share, and showing an increase from $0.70 per share a year ago, resulting in an earnings surprise of +12.20% [1] - The company achieved revenues of $324.1 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 4.62% and up from $263.03 million year-over-year [2] - United Bankshares has outperformed consensus EPS estimates three times over the last four quarters and has topped revenue estimates four times in the same period [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.83, with expected revenues of $313.34 million, while the estimate for the current fiscal year is $3.12 on $1.22 billion in revenues [7] - The estimate revisions trend for United Bankshares was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which United Bankshares belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]