Esquire Financial Holdings, Inc. (ESQ) Beats Q3 Earnings and Revenue Estimates

Core Insights - Esquire Financial Holdings, Inc. reported quarterly earnings of $1.47 per share, exceeding the Zacks Consensus Estimate of $1.46 per share, and up from $1.34 per share a year ago, representing an earnings surprise of +0.68% [1] - The company posted revenues of $37.57 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.60%, compared to $31.92 million in the same quarter last year [2] - Esquire Financial shares have increased approximately 27.8% year-to-date, outperforming the S&P 500's gain of 13.9% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.46 on revenues of $36.73 million, and for the current fiscal year, it is $5.61 on revenues of $142.37 million [7] - The estimate revisions trend for Esquire Financial was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Northeast, to which Esquire Financial belongs, is currently in the top 24% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Another company in the same industry, MainStreet Bank, is expected to report quarterly earnings of $0.51 per share, reflecting a year-over-year change of +1375%, with revenues projected at $18.9 million, up 16.5% from the previous year [9]