SEB SA (SEBYY) Q3 2025 Sales Call Transcript

Core Insights - The company reported flat like-for-like sales growth of EUR 5.66 billion for the first nine months of 2025, with an ORfA of EUR 267 million [3] - In the third quarter, sales amounted to EUR 1.9 billion, reflecting a decrease of 1.2% like-for-like, and an ORfA performance of EUR 148 million, down EUR 52 million compared to 2024 [3] Sales Outlook - The company revised its 2025 sales outlook from an expected organic sales growth of 2.2% to 4% to a forecast of stable to slightly positive sales growth [4]