Enova(US:ENVA) ZACKSยท2025-10-23 22:31Core Insights - Enova International (ENVA) reported quarterly earnings of $3.36 per share, exceeding the Zacks Consensus Estimate of $3.05 per share, and showing an increase from $2.45 per share a year ago, resulting in an earnings surprise of +10.16% [1] - The company posted revenues of $802.68 million for the quarter ended September 2025, which was slightly below the Zacks Consensus Estimate by 0.83%, but an increase from $689.92 million year-over-year [2] - Enova International's stock has increased approximately 18.9% since the beginning of the year, outperforming the S&P 500's gain of 13.9% [3] Earnings Outlook - The future performance of Enova International's stock will largely depend on management's commentary during the earnings call and the revisions of earnings estimates [3][4] - The current consensus EPS estimate for the upcoming quarter is $2.98, with expected revenues of $854.73 million, and for the current fiscal year, the EPS estimate is $12.16 on revenues of $3.17 billion [7] Industry Context - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the top 40% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - The performance of Enova International's stock may also be influenced by the overall industry outlook, as empirical research shows a strong correlation between stock movements and earnings estimate revisions [5][8]