First Financial Bancorp (FFBC) Q3 Earnings and Revenues Beat Estimates

Core Insights - First Financial Bancorp (FFBC) reported quarterly earnings of $0.76 per share, exceeding the Zacks Consensus Estimate of $0.75 per share, and up from $0.67 per share a year ago, representing an earnings surprise of +1.33% [1] - The company posted revenues of $235.26 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.40%, compared to year-ago revenues of $202.62 million [2] - First Financial shares have underperformed the market, losing about 9.4% since the beginning of the year, while the S&P 500 gained 13.9% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.72 on revenues of $228.7 million, and for the current fiscal year, it is $2.79 on revenues of $891.15 million [7] - The estimate revisions trend for First Financial was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Midwest is currently in the top 26% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]