ZACKS·2025-10-23 22:46Core Viewpoint - Sallie Mae reported quarterly earnings of $0.63 per share, missing the Zacks Consensus Estimate of $0.84 per share, representing a -25.00% earnings surprise [1] - The company posted revenues of $372.98 million for the quarter ended September 2025, which was 0.76% below the Zacks Consensus Estimate, but an increase from $359.4 million year-over-year [2] Company Performance - Over the last four quarters, Sallie Mae has surpassed consensus EPS estimates only once [2] - The stock has underperformed the market, losing about 2.1% since the beginning of the year compared to the S&P 500's gain of 13.9% [3] Future Outlook - The company's earnings outlook will be crucial for investors, including current consensus earnings expectations for upcoming quarters [4] - The current consensus EPS estimate for the next quarter is $0.50 on revenues of $393.46 million, and for the current fiscal year, it is $3.08 on revenues of $1.52 billion [7] Industry Context - The Financial - Consumer Loans industry, to which Sallie Mae belongs, is currently in the top 40% of over 250 Zacks industries, indicating a favorable industry outlook [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact stock performance [5]