因按揭贷款利率下降，美国房价涨幅放缓

Core Insights - The National Association of Realtors (NAR) reported a slight increase in existing home sales in the U.S. for September, reaching an annualized rate of 4.06 million units, the highest level in seven months, attributed to lower mortgage rates and a slowdown in home price increases [1][3] - The chief economist of NAR, Dr. Lawrence Yun, indicated that the decline in mortgage rates is boosting housing sales, and improving housing affordability is also contributing to the increase [3] Group 1 - Existing home sales in September reached the highest level since February, indicating a potential thaw in the real estate market after a prolonged freeze [1] - The increase in sales is linked to slightly lower mortgage rates, suggesting a positive shift in buyer sentiment [1][3] - Despite the positive trends, some economists believe that mortgage rates need to drop below 6% (closer to 5.5%) to stimulate a stronger rebound in the market [3] Group 2 - The moderate recovery in sales and an increase in available housing inventory suggest a gradual normalization of the second-hand housing market after nearly three years of stagnation [3] - Concerns remain regarding the potential impact of a weak labor market and uncertainties from a possible federal government shutdown on future demand [3]